Australia is ahead of the US and UK when it comes to mobile banking use. That makes us a prime market for mobile payments, which Deloitte's report says will happen this year.
Last year Computerworld said that all the major banks had launched mobile payment technologies and, according to a UK study, the value of near field communications (NFC) technology transactions (the technology mobile payments depends upon) will triple over the next three years.
Google Wallet, PayPal and other mobile payment solutions burst onto the scene a few years ago, but when Apple throws its weight behind a given technology it usually means it's ready to conquer the mainstream. With Apple Pay now embedded in all their new devices, this will probably be the year your customers start to look for a mobile payment reader the way we look for an EFTPOS terminal today.
The new disposability
The 2015 smartphone market shows no signs of slowing down, with in-store smartphone purchases expected to increase by over 1000 per cent and the upgrade market set to exceed one billion devices.
The latest global figures on device recycling are from 2009, when the US Environmental Protection Agency said 2.37 million tons of electronics reached the end of their lives. Of those, we recycled only 25 per cent.
The good news is that more Australians learn about mobile phone recycling all the time. According to MobileMuster, awareness was increasing around 10 per cent per year as far back as 2005.
But most countries aren't as environmentally progressive as we are, and we're still producing a lot of e-waste. Treatment for real-world effects like soiled groundwater and waste transport will ultimately be reflected in utility bills and levies to pay for cleaning up.